Personal Planning. Comprehensive Strategies.
Your life goals are unique from anyone else. Your vision of a successful financial future will be unique too. At RaiStone Wealth Partners, our tailored financial strategies help you achieve the goals that are most personal to you. Whether that’s feeling secure in your retirement, ensuring your children’s future education, or having confidence in your business succession plans, RaiStone Wealth Partners become a resource on your lifetime financial journey.
OUR BRAND STORY
We draw our name from a historic form of stone money known as Rai stones.
The value of each large stone was not determined by its size or quantity, but by the effort taken to attain it, along with trust that it would retain value. The RaiStone brand is about the trust and effort that is represented in the historic Rai stone. While all financial professionals have access to tools and resources, you want to work with a financial planner you trust.
More than just the financial architecture of math and numbers, your financial plan should include strategy, structure, and a personalized design to help you to achieve your goals. Like each individual Rai stone, the intrinsic value of your portfolio, or business is not an amount, but rather a combination of efforts made towards your aspirations, and the trust you place in your financial professional to help you achieve them.
THE HISTORY OF THE RAI STONE
On the Micronesian island of Yap, large “Rai” stones represented money; yet the value of each stone was not determined by size, nor quantity.
Instead, value was associated with trust, effort and personal history.
Yap uniquely has no rock or stone formations of its own, which created a simple scarcity. The Yapese people chose to use this scarcity as a mechanism for storing and transferring wealth. To do so, they commissioned trips by large canoe to a neighboring island Palau, some 250 miles away, to secure and return large stone discs, or “Rai,” to be used as “money.” The value of the Rai was dependent on the work and risk it took to get the stone to Yap.
Once the stones reached Yap, they remained sedentary. The transfer of ownership was recorded in the public oral record. This created a simple, yet effective, mechanism for transferring and storing wealth. The entire system was built on one word, trust. This is not much different than today’s digital monetary system. Our wealth, or account values, are measured and reported digitally. Each individual must trust that the institution they do business with has their account value on the books. We must trust that the currency earned for a day’s work is legal tender. The Rai Stone is an example of trust and its inseparable place in our system of currency and wealth. It is upon this rock that we have built our brand.
Our process begins with a discovery meeting where we discuss your current financial picture, needs, and goals for the future.
Your RaiStone planner will build your profile, recommend specific steps, and propose a comprehensive strategy that is customized to you.
Step 1: Discovery
• Assess Your Current Financial Situation
• Identify Your Priorities and Concerns
• Present the Process
Step 2: Profile
• Gather Information and Establish Priorities
• Analyze Your Data
Step 3: Strategy
• Present the Results of Your Analysis
• Discuss Priorities and Future Steps
Step 4: Action
• Review Your Specific Recommendations
• Select Suitable Products and Services
• Develop Implementation Schedule
Step 5: Review
• Review Your Implementation Schedule
• Analyze Your Review Checklist
• Assess Necessary Changes or Enhancements
The Common Approach
Many people build their financial house by purchasing products without professional assistance. They may purchase a financial product recommended by a friend, or a financial publication. Often, what they end up with is a collection of unrelated products, and strategy is often ignored.
Our Professional Approach
Your RaiStone Wealth professional offers a thorough analysis of your goals, priorities and resources to develop your personalized strategy. The result can be a portfolio of products that has the potential to start you on your way toward achieving financial success.
Building your financial future
RaiStone Financial Professionals provide:
- Consultative meetings to discuss and understand your current financial situation and needs
- Education on a wide variety of financial subjects to aid you in making informed decisions
- Development of financial strategies designed to help meet your short, medium and long-term goals
- Tailored planning sessions to find comprehensive strategies that fit your needs, and to revise your plan as your life events or goals change
- Implementation of your strategies by means of financial products and services that are appropriate to your specific circumstances